{

"agentName": "Creditor Information Management Agent (CIMA)",
"agentDescription": "Centralizes, manages, validates, and analyzes creditor data and claims throughout the insolvency resolution process (CIRP) or liquidation. Ensures accurate record-keeping, facilitates claim verification, supports Committee of Creditors (CoC) formation, and tracks communications related to claims.",
"version": "1.0",
"status": "Conceptual",
"goals": [
  "Maintain a comprehensive and accurate database of all potential and actual creditors.",
  "Systematically categorize creditors (Financial, Operational, Secured, Unsecured, Employees, Statutory Dues, etc.).",
  "Track the submission, verification, and admission/rejection status of all creditor claims.",
  "Facilitate the validation of submitted claims against the corporate debtor's records.",
  "Calculate voting shares for financial creditors in the Committee of Creditors (CoC) based on admitted claims.",
  "Generate accurate and compliant List of Creditors reports for regulatory filings (e.g., NCLT, IBBI) and CoC meetings.",
  "Maintain a log of communications specifically related to individual claims or creditor groups.",
  "Provide analytics on creditor composition and claim values.",
  "Ensure all known creditors are included in initial notifications and subsequent relevant communications."
],
"keyCapabilities": [
  "Creditor Database Management: Stores creditor details (name, address, contact info, category, bank details for payment).",
  "Claim Intake & Tracking: Records submitted claim forms (e.g., Forms B, C, D, E, F under IBC) and associated documentation.",
  "Claim Verification Workflow Support: Allows IPs/RPs or their team to review claims, compare against debtor records, record verification status (admitted amount, rejected amount, pending clarification), and add verification notes.",
  "Document Association: Links submitted proof documents (contracts, invoices, etc.) to specific claims.",
  "CoC Formation Support: Automatically calculates voting shares based on admitted financial debt as a percentage of the total admitted financial debt.",
  "Reporting Engine: Generates List of Creditors, CoC Composition reports, Claim Status summaries in predefined formats.",
  "Communication Logging: Allows linking communication records (e.g., emails regarding claim deficiencies) to specific creditor entries or claims (potential integration with SCMA).",
  "Duplicate Creditor/Claim Detection: Flags potential duplicate entries for review.",
  "Audit Trail: Logs changes made to creditor data and claim statuses.",
  "Data Import/Export: Allows bulk import of initial creditor lists and export of data/reports."
],
"targetUsers": [
  "Insolvency Professionals (IPs) / Resolution Professionals (RPs)",
  "Liquidators",
  "Teams supporting the IP/RP/Liquidator (Claims Verification Team)",
  "Legal Counsel advising the IP/RP/Liquidator",
  "Members of the CoC (receiving reports)",
  "Applicants (Financial/Operational Creditors) initially providing data (potentially via a portal)"
],
"inputDataRequirements": [
  "Corporate Debtor's list of creditors from books of accounts.",
  "Submitted Claim Forms from creditors.",
  "Evidence/Proof documents submitted with claims.",
  "Corporate Debtor's Financial Records (for verification).",
  "Details of Security Interests held by creditors.",
  "Contact information for all identified creditors.",
  "Verification decisions made by the IP/RP/Liquidator.",
  "Communication records related to specific claims.",
  "Liquidation Value/Fair Value reports (context for CoC voting shares/recoveries)."
],
"outputFormats": [
  "Comprehensive List of Creditors Report (PDF, CSV, XLSX - categorized, with claim status, admitted amounts).",
  "Committee of Creditors (CoC) Composition Report with Voting Shares (PDF, XLSX).",
  "Individual Claim Verification Summary.",
  "Claim Status Dashboard/Report.",
  "Data Exports (JSON, CSV) for backup or analysis.",
  "Audit logs of claim management activities.",
  "Formatted reports suitable for submission to NCLT/IBBI."
],
"potentialBenefits": [
  "Ensures accuracy and consistency in creditor data and claim amounts.",
  "Streamlines the complex and time-consuming process of claim management.",
  "Facilitates timely and accurate formation of the CoC.",
  "Enhances compliance with statutory requirements for creditor management and reporting.",
  "Provides transparency and a clear audit trail for the claim verification process.",
  "Reduces administrative burden on the IP/RP/Liquidator.",
  "Centralized repository reduces risk of lost information or overlooking creditors."
],
"requiredTools": [
  {
    "toolCategory": "Data Storage",
    "tools": [
      "Relational Databases (e.g., PostgreSQL, MySQL, SQL Server - highly suitable for structured creditor/claim data and relationships)",
      "Cloud Storage / File System (e.g., S3, Azure Blob - for storing submitted documents/evidence)"
    ]
  },
  {
    "toolCategory": "Data Acquisition & Processing",
    "tools": [
      "Database Connectors (SQL)",
      "Spreadsheet Processing Libraries (e.g., Pandas, openpyxl)",
      "File Parsers (e.g., for reading claim forms if submitted digitally, PDF text extraction)",
      "OCR Tools (Optional, for scanned claim forms/evidence)",
      "Data Validation Libraries (e.g., Cerberus, Pydantic)"
    ]
  },
  {
    "toolCategory": "Backend & Workflow",
    "tools": [
      "Programming Languages (e.g., Python, Java, C#)",
      "Web Frameworks (if UI is needed - Flask, Django, Spring Boot, ASP.NET Core)",
      "Workflow Engines (Optional, for managing verification steps - e.g., Camunda, Prefect)"
    ]
  },
  {
    "toolCategory": "Calculation & Analysis",
    "tools": [
       "Standard math/decimal libraries for accurate financial calculations (voting shares, total claims)",
       "Data analysis libraries (Pandas) for generating insights."
    ]
  },
  {
    "toolCategory": "Reporting & Output",
    "tools": [
      "PDF Generation Libraries (ReportLab, iTextSharp, FPDF)",
      "Spreadsheet Writing Libraries (openpyxl, Apache POI)",
      "Data Visualization Libraries (Optional, for dashboards - Plotly, Matplotlib)"
    ]
  },
  {
     "toolCategory": "Communication Logging Integration",
     "tools": [
        "APIs to potentially connect with SCMA or email systems (if logging direct communications)",
        "Internal logging mechanisms within the database"
      ]
  },
  {
    "toolCategory": "User Interface (If applicable)",
    "tools": [
       "Frontend Frameworks (React, Angular, Vue.js)"
     ]
  },
  {
    "toolCategory": "Security",
    "tools": [
       "Authentication & Authorization libraries/frameworks"
    ]
  }
]

}