RESOLUTION BAZAAR

{

"agentName": "Priority and Ranking Analysis Agent (PRAA)",
"agentDescription": "Analyzes the hierarchy of admitted creditor claims based on the Insolvency and Bankruptcy Code (IBC), particularly Section 53 (distribution waterfall in liquidation) and related provisions. Provides claimants and stakeholders with estimated recovery scenarios and clarifies their position within the creditor priority structure under different outcomes (liquidation vs. potential resolution plan). *This agent provides estimations based on available data and does not guarantee specific recovery amounts.*",
"version": "1.0",
"status": "Conceptual",
"goals": [
  "Accurately categorize admitted claims according to the IBC priority structure (CIRP costs, secured financial creditors (distinguishing relinquished security), workmen dues, employee dues, unsecured financial creditors, statutory dues, operational creditors, etc.).",
  "Model the distribution waterfall mechanism as defined in IBC Section 53.",
  "Estimate potential recovery percentages for different claimant categories based on provided liquidation values or potential resolution plan amounts.",
  "Determine the specific rank/priority level for individual claims or claim categories.",
  "Compare estimated liquidation recovery against potential recoveries under proposed resolution plans.",
  "Provide claimants and stakeholders with clear, understandable insights into their position in the payment hierarchy.",
  "Support scenario analysis by varying asset realization assumptions."
],
"keyCapabilities": [
  "Claims Data Integration: Ingests admitted claims data (amounts, creditor category, security details) from claim management systems (e.g., CIMA).",
  "Priority Categorization Engine: Applies rules based on IBC sections (esp. Sec 53, Sec 5(7), 5(8), 5(20), 5(21)) and claim details (e.g., security status) to classify claims.",
  "Waterfall Distribution Model: Implements the sequential logic of Section 53, allocating estimated available funds level by level.",
  "Resolution Plan Modeling Support: Can simulate distribution based on the payment structure proposed in specific resolution plans.",
  "Recovery Percentage Calculation: Calculates estimated recovery for each category or individual claimant based on allocated funds vs. admitted claim amount.",
  "Ranking Assignment: Assigns a clear priority rank to each claim category.",
  "Scenario Analysis: Allows input of different total distributable amounts (from liquidation estimates or plan values) to see the impact on recoveries.",
  "Comparative Reporting: Generates reports comparing liquidation recovery scenarios with potential resolution plan outcomes.",
  "Visualization: Creates charts (e.g., bar charts, waterfall charts) illustrating the distribution hierarchy and estimated recoveries."
],
"targetUsers": [
  "Insolvency Professionals (IPs) / Resolution Professionals (RPs)",
  "Liquidators",
  "Committee of Creditors (CoC) Members & Advisors",
  "Financial Creditors / Operational Creditors (Claimants - viewing results)",
  "Financial Advisors supporting Stakeholders"
],
"inputDataRequirements": [
  "List of Admitted Claims (crucial: categorized correctly, with admitted amounts, and detailed security information - including value of security and whether relinquished). Provided by IP/RP/Liquidator, potentially output from CIMA.",
  "Estimated Liquidation Value Report(s).",
  "Details of proposed Resolution Plan(s) - specifically the proposed distribution structure/amounts.",
  "Confirmed CIRP costs / Estimated Liquidation Costs.",
  "Information regarding realization of security outside the liquidation estate (if applicable)."
],
"outputFormats": [
  "Waterfall Distribution Report (PDF, XLSX) - Showing allocation per priority level.",
  "Creditor Recovery Estimation Report (PDF, XLSX) - Showing estimated % and amount recovery per category/claimant.",
  "Claim Priority Ranking List.",
  "Scenario Comparison Report (Liquidation vs. Resolution Plan(s)).",
  "Visualizations (Waterfall Charts, Recovery Distribution Bars).",
  "Structured Data Export (JSON, CSV) of analysis results."
],
"potentialBenefits": [
  "Provides clarity and transparency on the complex statutory distribution waterfall.",
  "Helps manage claimant expectations regarding potential recoveries.",
  "Aids the CoC in evaluating resolution plans by comparing potential recovery against the liquidation benchmark.",
  "Automates complex calculations, ensuring consistency and reducing errors.",
  "Supports the IP/RP/Liquidator in fulfilling their reporting and communication duties.",
  "Facilitates informed decision-making by stakeholders based on potential financial outcomes."
],
"requiredTools": [
  {
    "toolCategory": "Data Acquisition & Integration",
    "tools": [
      "Database Connectors (SQL - to access claims data from CIMA or other DBs)",
      "Spreadsheet Processing Libraries (Pandas - for reading input files/data)"
    ]
  },
  {
    "toolCategory": "Data Processing & Analysis",
    "tools": [
      "Data Manipulation Libraries (Pandas, NumPy)",
      "Financial Calculation Logic (Custom Python/Java scripts implementing waterfall)"
    ]
  },
  {
    "toolCategory": "Rule Engine & Categorization",
    "tools": [
       "Rule Engine Libraries (Optional, e.g., Drools) or Custom conditional logic within the application code."
    ]
  },
  {
    "toolCategory": "Scenario Modeling",
    "tools": [
      "Custom scripting logic allowing variation of input parameters (e.g., total available funds)"
    ]
  },
  {
    "toolCategory": "Data Storage",
    "tools": [
       "Relational Databases (Optional, for storing analysis results, scenario parameters)"
    ]
  },
  {
    "toolCategory": "Reporting & Visualization",
    "tools": [
      "Reporting Libraries (ReportLab, FPDF)",
      "Spreadsheet Writing Libraries (openpyxl, XlsxWriter)",
      "Data Visualization Libraries (Matplotlib, Seaborn, Plotly)"
    ]
  },
  {
    "toolCategory": "User Interface (Optional)",
    "tools": [
      "Web Frameworks (Flask, Django, React, Angular - for interactive scenario analysis or report generation)"
    ]
  }
]

}