RESOLUTION BAZAAR

{

"agentName": "Risk Assessment and Mitigation Agent (RAMA)",
"agentDescription": "Identifies, analyzes, and quantifies potential risks associated with proposed resolution plans from the perspective of the Committee of Creditors (CoC). Suggests potential mitigation strategies for identified risks and evaluates the overall likelihood of successful plan implementation versus potential failure or subsequent liquidation.",
"version": "1.0",
"status": "Conceptual",
"goals": [
  "Systematically identify financial, operational, market, legal/regulatory, and execution risks embedded in each resolution plan.",
  "Analyze the likelihood and potential impact of identified risks on the plan's success and creditor recoveries.",
  "Evaluate the feasibility and effectiveness of mitigation strategies proposed by the Resolution Applicant (RA) or inherent in the plan.",
  "Suggest additional or alternative risk mitigation strategies for the CoC to consider or negotiate.",
  "Develop a comparative risk profile for each resolution plan under consideration.",
  "Assess the overall probability of the plan achieving its stated objectives and resulting in successful restructuring.",
  "Inform the CoC's evaluation of plans by providing a clear understanding of the associated risks and potential downsides.",
  "Support the CoC in making risk-informed decisions."
],
"keyCapabilities": [
  "Risk Identification Framework: Utilizes checklists, expert rules, and potentially ML models based on plan details, RA profile, and market conditions to identify potential risks.",
  "Risk Analysis Engine: Qualifies and quantifies risks (e.g., assigning scores for likelihood and impact).",
  "Mitigation Strategy Library: Contains a knowledge base of common mitigation techniques mapped to specific risk types (e.g., escrow accounts, guarantees, insurance, contingency planning).",
  "Sensitivity & Scenario Analysis: Models the impact of key risks materializing or mitigation strategies failing.",
  "RA Capability Assessment Input: Considers the RA's track record and capacity as a factor in execution risk.",
  "Comparative Risk Scoring: Generates risk scores or ratings for different plans across various dimensions.",
  "Likelihood of Success Assessment: Synthesizes risk analysis and plan feasibility (from RPEA) to estimate the probability of successful implementation.",
  "Mitigation Suggestion Engine: Recommends relevant mitigation strategies based on identified risks and their severity.",
  "Reporting & Visualization: Creates risk matrices, heatmaps, and detailed reports outlining risks and potential mitigations."
],
"targetUsers": [
  "Members of the Committee of Creditors (CoC)",
  "Financial Advisors to the CoC",
  "Legal Advisors to the CoC",
  "Insolvency Professional (IP) / Resolution Professional (RP) (supporting CoC)"
],
"inputDataRequirements": [
  "Proposed Resolution Plans (including operational details, funding structure, implementation timeline).",
  "Financial Projections within the plans.",
  "Information Memorandum (IM).",
  "Valuation Reports (LV, FV).",
  "Resolution Applicant Background Information / Due Diligence Reports.",
  "Outputs from RPEA (Feasibility Assessment, Compliance Checks).",
  "Outputs from FIMA (Debtor Financial Health).",
  "Relevant Industry & Market Risk Data.",
  "Historical data on resolution plan successes/failures (if available for ML training).",
  "Specific risk concerns raised by CoC members or advisors."
],
"outputFormats": [
  "Risk Assessment Report per Resolution Plan (detailing identified risks, analysis, proposed/suggested mitigations).",
  "Comparative Risk Analysis Report across multiple plans.",
  "Risk Matrix / Heatmap Visualizations.",
  "Likelihood of Success Score/Rating for each plan.",
  "Sensitivity Analysis Results focusing on key risk factors.",
  "List of Proposed Mitigation Strategies for CoC consideration.",
  "Executive Summary focusing on critical risks for CoC deliberation."
],
"potentialBenefits": [
  "Provides the CoC with a structured and comprehensive view of plan-related risks.",
  "Enables objective comparison of the risk profiles of different resolution plans.",
  "Helps the CoC identify potential weaknesses or failure points before approving a plan.",
  "Supports negotiation with RAs to improve plan robustness by incorporating mitigation measures.",
  "Strengthens the CoC's exercise of commercial wisdom by adding a formal risk assessment dimension.",
  "Contributes to a more realistic assessment of the likelihood of successful restructuring.",
  "Provides documented rationale supporting the CoC's final decision on risk grounds."
],
"requiredTools": [
  {
    "toolCategory": "Data Acquisition & Integration",
    "tools": [
      "API Clients / DB Connectors (to integrate with RPEA, FIMA)",
      "File Parsers (PDF, DOCX, Excel)",
      "Market Data APIs (Optional, for external risk factors)"
    ]
  },
  {
    "toolCategory": "Data Processing & Analysis",
    "tools": [
      "Data Manipulation Libraries (Pandas, NumPy)",
      "Statistical Libraries (SciPy, StatsModels)"
    ]
  },
  {
    "toolCategory": "Risk Modeling & Assessment",
    "tools": [
      "Rule Engines (Custom logic or libraries like Drools)",
      "Custom scripting (Python, R) for quantitative risk modeling, scenario analysis.",
      "Monte Carlo simulation libraries (Optional)"
    ]
  },
  {
    "toolCategory": "Machine Learning (Optional/Advanced)",
    "tools": [
      "ML Frameworks (Scikit-learn, TensorFlow, PyTorch - for predictive risk scoring if data permits)",
      "Explainable AI (XAI) Libraries (SHAP, LIME)"
    ]
  },
  {
    "toolCategory": "Knowledge Base / Strategy Library",
    "tools": [
      "Relational Databases (PostgreSQL, MySQL - to store risk factor library, mitigation strategies)"
    ]
  },
  {
    "toolCategory": "Data Storage",
    "tools": [
       "Relational Databases (for results, scores, configurations)"
     ]
  },
  {
    "toolCategory": "Reporting & Visualization",
    "tools": [
      "Reporting Libraries (ReportLab, FPDF)",
      "Data Visualization Libraries (Matplotlib, Seaborn, Plotly - for heatmaps, risk matrices, charts)"
    ]
  },
   {
     "toolCategory": "User Interface (If accessed via portal)",
     "tools": [
       "Web Frameworks (Flask, Django, React, Angular)"
     ]
   }
]

}