RESOLUTION BAZAAR

{

"agentName": "Resolution Plan Evaluation Agent (RPEA)",
"agentDescription": "Analyzes resolution plans submitted by Resolution Applicants (RAs), evaluating them against statutory requirements, financial feasibility, and potential recovery for stakeholders from the perspective of the Committee of Creditors (CoC). Provides the CoC with data-driven insights, comparisons, and risk assessments to support their crucial decision on plan approval.",
"version": "1.0",
"status": "Conceptual",
"goals": [
  "Verify submitted resolution plans for mandatory compliance (e.g., IBC Section 30(2)) ensuring only legally sound plans are considered by the CoC.",
  "Assess the financial feasibility and viability of each plan's proposals, crucial for the CoC's exercise of commercial wisdom.",
  "Quantify projected recovery for different creditor classes under each plan, informing the CoC about outcomes for themselves and other stakeholders.",
  "Compare projected recoveries against the liquidation value benchmark, a mandatory consideration for the CoC.",
  "Evaluate the background and capabilities of Resolution Applicants, helping the CoC assess execution risk.",
  "Analyze the proposed treatment of all stakeholders for fairness and compliance, informing the CoC's overall assessment.",
  "Identify and assess potential risks (funding, operational, market) inherent in each plan that could impact the CoC members' interests.",
  "Generate clear, comparative reports and scorecards tailored for effective CoC review and deliberation.",
  "Provide objective, data-driven insights to empower the CoC's decision-making process regarding plan approval."
],
"keyCapabilities": [
  "Compliance Checking: Validates plans against statutory checklists, highlighting points requiring CoC attention.",
  "Financial Plan Analysis: Extracts and analyzes projected financials underpinning the plan's promises.",
  "Feasibility & Viability Assessment: Evaluates funding certainty and the reasonableness of assumptions supporting the plan's success.",
  "Stakeholder Recovery Calculation: Models distribution under the plan and compares it against the liquidation value baseline.",
  "Assumption Sensitivity Analysis: Flags key plan assumptions and assesses their impact, enabling the CoC to probe further.",
  "Risk Identification Engine: Pinpoints potential plan weaknesses concerning funding, implementation, or market conditions.",
  "Comparative Scoring/Ranking: Ranks plans based on criteria potentially configurable by or relevant to the CoC (e.g., upfront cash, % recovery, risk level).",
  "Data Extraction (NLP/Parsing): Extracts key terms and figures from submitted plan documents.",
  "CoC-Centric Reporting: Generates summaries, comparisons, and detailed analyses designed for efficient review during CoC meetings."
],
"targetUsers": [
  "Members of the Committee of Creditors (CoC) - Primary Decision-Makers",
  "Financial Advisors to the CoC",
  "Legal Advisors to the CoC",
  "Insolvency Professional (IP) / Resolution Professional (RP) (as facilitator providing plans/data, and user for report generation for CoC)",
  "NCLT (indirectly, through CoC decisions and RP reports)"
],
"inputDataRequirements": [
  "Submitted Resolution Plan Documents.",
  "Information Memorandum (IM) of the Corporate Debtor.",
  "List of Creditors with Admitted Claims details (from IP/RP, likely CIMA output).",
  "Valuation Reports (Fair Value and Liquidation Value).",
  "Corporate Debtor's historical and interim financial data.",
  "Evaluation Matrix / Key Criteria identified by the CoC.",
  "Background information on Resolution Applicants.",
  "Any specific queries or areas of focus mandated by the CoC."
],
"outputFormats": [
  "Compliance Review Summary (highlighting potential issues for CoC discussion).",
  "Financial Feasibility & Viability Scorecard/Report (input for CoC's commercial judgment).",
  "Projected Recovery Analysis (Comparison to LV, across creditor classes - crucial for CoC vote).",
  "Plan Risk Assessment Summary (for CoC consideration).",
  "CoC-focused Comparative Analysis Report of all plans.",
  "Detailed Plan Evaluation Report (providing backup data for CoC deliberation).",
  "Executive Summary highlighting key differentiators and findings for CoC.",
  "Structured data outputs (JSON/CSV) for advisors' deeper dives."
],
"potentialBenefits": [
  "Empowers the CoC with objective, data-driven analysis for informed decision-making.",
  "Facilitates the effective exercise of commercial wisdom by the CoC.",
  "Provides clear, apples-to-apples comparisons of complex resolution plans.",
  "Ensures systematic review of compliance, feasibility, and stakeholder impact.",
  "Helps the CoC justify its plan approval/rejection decision to stakeholders and the NCLT.",
  "Streamlines the CoC's evaluation process, potentially shortening meeting times.",
  "Supports the CoC in identifying the resolution plan that maximizes value for stakeholders as per their assessment.",
  "Reduces reliance on purely qualitative assessments by grounding discussion in data."
],
"requiredTools": [
   {
    "toolCategory": "Data Acquisition & Parsing",
    "tools": [
      "File Parsers (PDFMiner, Apache Tika, libraries for DOCX)",
      "Optical Character Recognition (OCR) Tools (Tesseract, Cloud OCR APIs)",
      "Natural Language Processing (NLP) Libraries (spaCy, NLTK, Transformers)",
      "Spreadsheet Processing Libraries (Pandas)",
      "Database Connectors (to access claims data)"
    ]
  },
  {
    "toolCategory": "Data Processing & Financial Analysis",
    "tools": [
      "Data Manipulation Libraries (Pandas, NumPy)",
      "Financial Calculation Libraries/Modules",
      "Statistical Libraries (SciPy)"
    ]
  },
  {
    "toolCategory": "Compliance & Rule Engine",
    "tools": [
      "Rule Engines (Drools, or custom Python/Java logic)",
      "Checklist Management tools/features"
    ]
  },
  {
    "toolCategory": "Modeling & Scoring",
    "tools": [
       "Custom scripting (Python, R) for recovery modeling, feasibility scoring, comparative ranking."
    ]
  },
  {
    "toolCategory": "Data Storage",
    "tools": [
       "Relational Databases (PostgreSQL, MySQL - to store parsed data, claims, evaluation results, compliance status)"
    ]
  },
  {
    "toolCategory": "Reporting & Visualization",
    "tools": [
       "Reporting Libraries (ReportLab, FPDF, JasperReports)",
       "Data Visualization Libraries (Matplotlib, Seaborn, Plotly)",
       "Spreadsheet Generation Libraries (openpyxl, Apache POI)"
    ]
  },
  {
    "toolCategory": "Workflow & User Interface (Optional)",
    "tools": [
      "Web Frameworks (Flask, Django, React, Angular - perhaps via FIMA or similar portal)",
      "Workflow Engines (Airflow, Prefect - for backend pipeline)"
    ]
  }
]

}