Agentic Services for Debtors

CORPORATE DEBTORS - Corporate debtors are entities that have defaulted on their financial obligations, triggering insolvency proceedings under the IBC. They are central to the resolution process, as their assets and operations are managed to maximize value for creditors. During the Corporate Insolvency Resolution Process (CIRP), control shifts from the corporate debtor's management to insolvency professionals. Corporate Debtors can benefit significantly from specialized AI agents designed to assist them in navigating the insolvency process. These agents help debtors in submitting required disclosures, asset details, and compliance documentation, ensuring that all necessary information is accurately and timely provided. They track deadlines and automate reminders to prevent missed submissions, which can lead to delays or penalties. Additionally, these agents enable seamless communication with the Resolution Professional, facilitating cooperation and ensuring that the insolvency resolution process proceeds in a timely and transparent manner.

• Financial Health Assessment Agent (FHAA) - This agent analyzes the financial health of the corporate debtor, identifying areas of risk and potential insolvency. It provides early warnings and recommendations for corrective actions to prevent default.
  
• Insolvency Risk Prediction Agent (IRPA) - Uses machine learning models to predict the likelihood of insolvency based on historical data and industry benchmarks, enabling proactive measures to mitigate risks. It helps in developing strategies to avoid or manage insolvency.
  
• Debt Restructuring and Negotiation Agent (DRNA) - Assists in negotiating with creditors by analyzing potential restructuring options and providing data-driven arguments to support favorable settlement terms. It helps maintain communication channels with creditors to prevent misunderstandings.
  
• Asset Management and Optimization Agent (AMOA) - Identifies and optimizes assets that could be at risk due to default, suggesting strategies to protect them from creditors. It advises on asset diversification and management to minimize exposure.
  
• Regulatory Compliance and Reporting Agent (RCRA) - Ensures that all actions taken by the corporate debtor comply with legal requirements under the IBC. It automates the preparation of reports and submissions to regulatory bodies like the NCLT.
  
• Stakeholder Communication and Management Agent (SCMA) - Facilitates effective communication between the corporate debtor and other stakeholders, including creditors, CoC, and NCLT. It automates routine updates and notifications, ensuring that all parties are aligned throughout the process.
  
• Resolution Plan Evaluation Agent (RPEA) - Analyzes and evaluates proposed resolution plans submitted by resolution applicants, providing insights into their feasibility and potential outcomes. It helps in identifying the most viable resolution options.
  
• Court Decision Prediction Agent (CDPA) - Uses predictive analytics to forecast potential court decisions based on historical data and legal precedents, helping corporate debtors prepare for different outcomes. It provides strategic advice on case preparation and argumentation.