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PERSONAL GUARANTORS - Personal guarantors are individuals who have provided guarantees for debts owed by corporate debtors. Under IBC, they can be held liable for repayment in case of default, making them integral to recovering dues during insolvency processes. Personal Guarantors play a significant role in the insolvency process, and AI-driven agents can assist in tracing these individuals, guiding them on their liabilities, and facilitating their representation. These agents enable secure communication channels for guarantors to receive updates on their obligations and engage with relevant stakeholders. They also facilitate disclosure filing and settlement proposals, ensuring that guarantors are aware of their options and can make informed decisions about their involvement in the insolvency process.